Every tool you need
to become financially unstoppable.
From cleaning up your books to securing capital and building business credit — we cover every financial challenge your business faces, start to finish.
Not sure which service you need?
Find yourself below — it points you to the right starting point.
Still not sure? Take the 3-minute Financial Health Score →
Bookkeeping &
Financial Clarity
Most small business owners are making decisions in the dark. Your books are behind, your reports are unreliable, and you don't have a clear picture of where your money is going. We fix that — completely. Done-for-you bookkeeping that gives you clean, accurate, fundable financials every single month.
- Monthly reconciliations so your books are always current
- Profit & Loss and Balance Sheet delivered monthly
- Accounts receivable & payable tracking
- Book cleanup — we fix the mess no matter how far back it goes
- Cash flow reporting so you always know where you stand
- Loan- and credit-ready reports that make you bankable
- Seamless integration with our CFO advisory services
Fractional CFO
Advisory
You're growing — but you're making financial decisions without the strategic visibility you need. A Fractional CFO gives you C-suite financial leadership at a fraction of the cost. We become your financial partner, helping you forecast, plan, and make decisions that protect and grow your margins.
- Cash flow forecasting — see 90+ days ahead
- Financial strategy and scenario planning
- Pricing and margin optimization
- Budget development and variance analysis
- Investment readiness — prepare for funding rounds
- Lender preparation and financial narrative development
- Monthly advisory sessions and real-time support
Business
Consultation
Whether you're stuck, scaling, or just need a clear strategic plan — our consultation services give you the focused guidance to move forward with confidence. We meet you where you are, assess what's holding you back, and build a practical roadmap to get you where you're going.
| Service | What you get |
|---|---|
| Financial Health Diagnostic | Full assessment of your finances — risks, gaps, and opportunities identified |
| Monthly Advisory Retainer | Ongoing hands-on strategic support so you never make a big decision alone |
| One-Time Consultation | A single high-impact session to solve a pressing problem or gain clarity fast |
| Cost-Savings Analysis | We analyze your operations to uncover hidden expenses and boost profitability |
| Capital Blueprint | A customized roadmap identifying every gap and step needed to stabilize and scale |
| Fractional COO Support | Operational expertise to streamline systems and help your business scale without chaos |
Corporate Credit
Building
Strong business credit separates your personal finances from your business — protecting your assets and unlocking funding that would otherwise be out of reach. We have a proven system to make your business bankable fast, building credit scores that open doors with lenders and vendors.
We assess your current position and identify the fastest path to fundability
Proven system to build strong business credit scores quickly and correctly
Unlock thousands of vendor and lender credit lines once your scores are established
- Business credit profile setup and optimization
- Roadmap to pre-qualify for financing using your EIN
- Lender matching — we know which lenders fit your profile
- No reliance on personal credit or collateral
- Vendor credit line access as scores build
Business Loans &
Funding
Access the capital you need — fast, personalized, and without the paperwork nightmare. Whether you're investing in equipment, managing cash flow, or seizing a growth opportunity, we help you secure the right financing without depleting reserves or touching personal funds.
- Apply online in minutes — no books of paperwork
- Available from your phone or desktop
- Equipment financing, working capital, and growth loans
- No collateral required on most programs
- We match you with the right lender for your situation
- Alternative lending — we work with you, not against you
Capital Readiness Program
For startups getting investment-ready. Great startups miss out on capital every day — not because the idea is weak, but because the financials aren’t ready to back it up. This end-to-end program gets you diligence-proof, so when it’s time to raise or borrow, you walk in prepared and walk out funded.
Priced for startups, built on partnership — startup-friendly terms with incentives aligned to your raise. When your startup wins, we win.
Explore the program →“What I got was a partner who treated our company like it was their own. They built our financial infrastructure from the ground up — clean reporting, sharp forecasting, and the discipline that gave our board and investors real confidence. When we launched our fundraising round, Dave was indispensable; we closed the round, and Nova Credo’s involvement was a key reason why.”Terri Entler · President & CEO, Healers PetCare
Questions, answered.
Can I start with just one service?
Yes. Most clients begin with bookkeeping or the free Financial Health Score, then add CFO advisory, credit, or funding as they grow. You never have to buy everything at once.
How fast can you clean up my books?
It depends how far behind you are, but most cleanups are done within your first 30 days — and we fix the mess no matter how far back it goes.
Do I need good personal credit to get funding?
No. Our corporate credit and funding programs are built around your business EIN, not your personal credit, and most programs require no collateral.
What does it cost?
Bookkeeping starts at $350/mo and Fractional CFO retainers at $2,500/mo. Consultation and the Capital Readiness Program are scoped to your situation — book a free call for a quote.
I'm not sure what I need. Where do I begin?
Take the free 3-minute Financial Health Score or book a free 30-minute call. We’ll tell you exactly which services would move the needle — no pitch, no pressure.
“They didn’t just clean up our financials — they gave us clarity, strategy, and the confidence to secure funding and grow. It felt like having a true partner in our corner.”James R. · Real Estate Investor
“Dave and his team have done an amazing job helping me create a solid foundation for my business this past year. We are now moving into scaling what we do, and have appreciated his insight and willingness to jump into the fray with me.”Maria Williams · Owner, Anjels Nest Home Health Care
Nova Credo provided the clarity, momentum, and measurable growth we needed. They helped us gain control of our finances, streamline operations, and develop leadership within our team.
Let's figure out
what you actually need.
Book a free 30-minute call. We'll look at where your business stands, identify the biggest gaps, and tell you exactly which services would move the needle for you — no pitch, no pressure.